When it comes to safe, stable, and government-backed investment options, most people think of fixed deposits, Public Provident Fund (PPF), or government bonds. But there’s one powerful instrument that often flies under the radar: State Development Loans (SDLs). If you’re looking to diversify your debt portfolio with higher yields and sovereign-grade safety, SDLs might be…
Why You Should Invest in Government Bonds Directly via RBI Direct Instead of Mutual Funds
When it comes to safe and stable investments, government bonds are often at the top of the list. Traditionally, many investors accessed these bonds indirectly through debt mutual funds. But with the Reserve Bank of India (RBI) introducing the Retail Direct platform (rbidirect.org.in), individuals can now invest directly in government securities (G-Secs) without intermediaries. So,…
Rukhmabai: The Woman Behind India’s First Historic Divorce Case
A Forgotten Chapter of Indian Legal History In an era when women’s voices were silenced and child marriage was the norm, one young woman stood up against societal pressure—and in doing so, sparked a historic legal battle. Rukhmabai, a courageous woman from Bombay, became the face of what is widely known as India’s first major…
Understanding 73AA Low Land: A Guide to Restricted Agricultural Land
Real estate and land transactions in India are subject to various laws and regulations, especially concerning agricultural land. One such classification is 73AA low land, which refers to agricultural land with restrictions on ownership, use, and transfer. Understanding these regulations is crucial for buyers, sellers, and investors to ensure legal compliance and avoid disputes. What…
Navi Sharat Ni Jamin: Understanding Land Under New Agreements
In the evolving world of real estate and property ownership, new agreements often shape the future of land use and transactions. A significant term in Gujarati legal and real estate discussions is “Navi Sharat Ni Jamin”, which translates to “land under a new agreement.” This concept refers to properties that are governed by recent contracts,…
Juni Sharat Ni Jamin: Understanding Land Bound by Old Agreements
In the world of real estate and property ownership, legal complexities often arise due to historical agreements that still hold validity today. One such concept in Gujarati legal and real estate discussions is “Juni Sharat Ni Jamin”, which translates to “land under an old agreement.” This term signifies a property that is bound by conditions…
How the Crowd at Maha Kumbh Mela Is Estimated: Methods and Technology
The crowd count at Maha Kumbh Mela is calculated using a combination of traditional and modern techniques. Since millions of devotees attend, estimating the number accurately requires multiple methods. Here’s how it’s done: 1. Aerial and Satellite Imaging Drones and satellite images are used to analyze crowd density in different areas of the Kumbh Mela….
Life Hacks for Healthier Living
Life Hacks for a Healthier Lifestyle: Simple Tips to Boost Your Well-Being In today’s fast-paced world, maintaining a healthy lifestyle can seem overwhelming. However, small, sustainable changes can lead to significant improvements in your overall well-being. Whether you’re looking to boost energy, improve nutrition, stay active, or enhance mental clarity, these easy-to-follow life hacks will…
Is alimony taxable in india?
In India, the taxability of alimony depends on how it is received—whether as a lump sum or periodic payments. Here’s a breakdown: 1. Lump-Sum Alimony (One-Time Payment) – NOT Taxable If alimony is received as a one-time settlement (e.g., a lump sum amount given as part of a divorce agreement), it is considered capital receipt…
What is double depression?
Double depression is a condition in which a person with persistent depressive disorder (PDD)—formerly known as dysthymia—experiences episodes of major depressive disorder (MDD) on top of their chronic low mood. Key Characteristics of Double Depression: Persistent Depressive Disorder (PDD): This involves long-term, low-grade depression that lasts for at least two years. Symptoms include low energy,…