Looking for a safe, short-term investment option backed by the government? One that beats your savings account returns without locking your money for years? Say hello to Treasury Bills (T-Bills) — one of the most underrated investment avenues for conservative and smart investors. Let’s break down what T-Bills are, how they work, and why they…
Category: RBI Guaranteed Investment
A Complete Guide to Government of India Dated Securities (G-Secs)
When it comes to low-risk, stable, and long-term investments, few options are as reliable as Government of India Dated Securities, commonly known as G-Secs. Traditionally reserved for institutional investors, these securities are now available directly to retail investors via the RBI Retail Direct platform — opening up a new world of safe investing options. In…
What Are State Development Loans (SDLs) – And Why You Should Consider Investing in Them
When it comes to safe, stable, and government-backed investment options, most people think of fixed deposits, Public Provident Fund (PPF), or government bonds. But there’s one powerful instrument that often flies under the radar: State Development Loans (SDLs). If you’re looking to diversify your debt portfolio with higher yields and sovereign-grade safety, SDLs might be…
Why You Should Invest in Government Bonds Directly via RBI Direct Instead of Mutual Funds
When it comes to safe and stable investments, government bonds are often at the top of the list. Traditionally, many investors accessed these bonds indirectly through debt mutual funds. But with the Reserve Bank of India (RBI) introducing the Retail Direct platform (rbidirect.org.in), individuals can now invest directly in government securities (G-Secs) without intermediaries. So,…
A Comprehensive Guide to RBI’s Floating Rate Savings Bonds (FRSB)
The Reserve Bank of India (RBI) offers various investment options to help individuals grow their savings securely. One such option is the Floating Rate Savings Bonds (FRSB). This scheme is a safe and government-backed investment opportunity for risk-averse investors looking for a steady income. What is the FRSB RBI Scheme? The Floating Rate Savings Bonds,…