Most software with AI in it today is a conventional application with a chat panel added to the side. That is a reasonable first step and it is not the same thing as building around an agent. The difference shows up in architecture long before it shows up in the interface. Two Different Things Agent-enabled…
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AI Bias in Financial Services — How Discrimination Gets Automated
A lender removes gender, religion and caste from its credit model entirely. The model still declines women at a higher rate. Nobody programmed that outcome and no protected variable is in the model. This is the central difficulty with fairness in automated lending, and deleting variables is not the solution. What AI Bias Means Here…
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