General Info

Small cap funds show the most impressive long-term return charts in any mutual fund brochure. They also produce the largest gap between what the fund earned and what its investors actually earned — because the journey between those two numbers is where most people get off. What is a Small Cap Fund? A small cap…

Most mutual funds employ a manager and a research team to decide which shares to buy. An index fund does none of that. It simply copies an index — and that deliberate absence of decision-making is the entire point. What is an Index Fund? An index fund is a mutual fund that holds exactly the…

Mid caps occupy an awkward and interesting position — large enough to have proven their business model, small enough to still multiply in size. That combination is why the category has historically outperformed large caps over long periods, and why it punishes short horizons so severely. What is a Mid Cap Fund? A mid cap…

Open any mutual fund factsheet and near the top you will see a line like “AUM: ₹42,318 crore”. Investors often assume a bigger number is automatically better. For some fund categories that is roughly true. For others it is precisely the opposite. AUM Full Form AUM stands for Assets Under Management. It is the total…

If you are starting equity investing and want the least dramatic ride available within equity, the large cap category is where most advisers point. It is not the highest-returning category over long periods, and that is precisely the trade being made. What is a Large Cap Fund? A large cap fund is an equity mutual…

Before 2018, two funds could both call themselves “large cap” while holding completely different portfolios. SEBI ended that with a categorisation framework that defines exactly what each fund type may hold. Understanding these categories is the single most useful thing a new investor can learn — because the category decision drives far more of your…