In a time where investors are seeking both security and stable returns, the Reserve Bank of India (RBI) has introduced a unique offering — the RBI Golden Horizon Deposit. Designed especially for conservative and long-term investors, this deposit scheme aims to provide steady growth backed by sovereign security. But what exactly is this deposit all…
Category: Business
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🚀 Flexi Wealth Booster: Smart Investing with Flexibility and Growth
In today’s fast-paced world, building wealth isn’t just about saving — it’s about investing smartly, strategically, and with flexibility. Whether you’re a young professional starting your financial journey or an experienced investor looking to optimize your portfolio, the Flexi Wealth Booster can be a powerful solution. Let’s explore what this investment product is, how it…
💰 Secure Growth Deposit: A Smarter Way to Grow Your Money Safely
In a world where financial uncertainty is common and market fluctuations are unpredictable, many people seek an investment that offers both growth potential and capital protection. That’s where a Secure Growth Deposit (SGD) steps in — a reliable financial instrument that blends stability with returns. Let’s explore what Secure Growth Deposits are, how they work,…
What Are Treasury Bills (T-Bills) – And Why You Should Consider Investing in Them
Looking for a safe, short-term investment option backed by the government? One that beats your savings account returns without locking your money for years? Say hello to Treasury Bills (T-Bills) — one of the most underrated investment avenues for conservative and smart investors. Let’s break down what T-Bills are, how they work, and why they…
A Complete Guide to Government of India Dated Securities (G-Secs)
When it comes to low-risk, stable, and long-term investments, few options are as reliable as Government of India Dated Securities, commonly known as G-Secs. Traditionally reserved for institutional investors, these securities are now available directly to retail investors via the RBI Retail Direct platform — opening up a new world of safe investing options. In…
What Are State Development Loans (SDLs) – And Why You Should Consider Investing in Them
When it comes to safe, stable, and government-backed investment options, most people think of fixed deposits, Public Provident Fund (PPF), or government bonds. But there’s one powerful instrument that often flies under the radar: State Development Loans (SDLs). If you’re looking to diversify your debt portfolio with higher yields and sovereign-grade safety, SDLs might be…
Why You Should Invest in Government Bonds Directly via RBI Direct Instead of Mutual Funds
When it comes to safe and stable investments, government bonds are often at the top of the list. Traditionally, many investors accessed these bonds indirectly through debt mutual funds. But with the Reserve Bank of India (RBI) introducing the Retail Direct platform (rbidirect.org.in), individuals can now invest directly in government securities (G-Secs) without intermediaries. So,…
Understanding 73AA Low Land: A Guide to Restricted Agricultural Land
Real estate and land transactions in India are subject to various laws and regulations, especially concerning agricultural land. One such classification is 73AA low land, which refers to agricultural land with restrictions on ownership, use, and transfer. Understanding these regulations is crucial for buyers, sellers, and investors to ensure legal compliance and avoid disputes. What…
Navi Sharat Ni Jamin: Understanding Land Under New Agreements
In the evolving world of real estate and property ownership, new agreements often shape the future of land use and transactions. A significant term in Gujarati legal and real estate discussions is “Navi Sharat Ni Jamin”, which translates to “land under a new agreement.” This concept refers to properties that are governed by recent contracts,…
Is alimony taxable in india?
In India, the taxability of alimony depends on how it is received—whether as a lump sum or periodic payments. Here’s a breakdown: 1. Lump-Sum Alimony (One-Time Payment) – NOT Taxable If alimony is received as a one-time settlement (e.g., a lump sum amount given as part of a divorce agreement), it is considered capital receipt…